Rates & Insurance

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How to Start:

Email Rebecca@wholehivecounseling.com, use the Request Appointment button or text 918-324-6120

Request Appointment

We will discuss your goals for counseling and see if we are your best fit. If we agree on this:

You will receive a new client packet via email

Once you complete this you will be invited to schedule via the Simple Practice client portal

Sessions

Appointments take place at our 91st and Yale location, or via teletherapy (online sessions)

Sessions are 50 minutes.

Appointments can be scheduled via the client portal, but cancelations must be called in. Because your time is specially reserved for you, cancellations less than 24 hours will be billed for the session fee.

Your investment:

Rebecca, Sarah and Gracie's rate for one 50-minute session is $155. Melody's rate for one 50 minute session is $105.

We accept Health Choice insurance.

For other insurances, we are out of network providers. However, we will provide you with a superbill so that you can submit the claim to your insurance provider for reimbursement.

Additionally, we are willing to negotiate single case agreements with insurances for those who would benefit from working with a certified eating disorder specialist (CEDS). Individuals wishing to pursue this should call their insurance company to request a single case agreement with Whole Hive Counseling. The following codes are those that you would be asking for reimbursement for:

90791 and 90837

Services are qualified for flex reimbursement and health savings accounts. We accept PayPal and major credit cards.

No Surprise Billing Act:

We will provide you with a good faith estimate in accordance with the No Surprise Billing Act. This is only an estimate and actual items, services, or charges may differ from the good faith estimate. The good faith estimate will be reviewed periodically with the client and updated if the estimates provided have changed. The good faith estimate is not a contract and does not require the uninsured (or self-pay) individual to obtain the items or services from any of the providers or facilities identified in the good faith estimate.

This Good Faith Estimate shows the costs of items and services that are reasonably expected for your health care needs for an item or service. The estimate is based on information known at the time the estimate was created.

The Good Faith Estimate does not include any unknown or unexpected costs that may arise during treatment. You could be charged more if complications or special circumstances occur. If this happens, federal law allows you to dispute (appeal) the bill.

If you are billed for more than this Good Faith Estimate, you have the right to dispute the bill. 

You may contact the health care provider or facility listed to let them know the billed charges are higher than the Good Faith Estimate. You can ask them to update the bill to match the Good Faith Estimate, ask to negotiate the bill, or ask if there is financial assistance available.

You may also start a dispute resolution process with the U.S. Department of Health and Human Services (HHS). If you choose to use the dispute resolution process, you must start the dispute process within 120 calendar days (about 4 months) of the date on the original bill.

There is a $25 fee to use the dispute process. If the agency reviewing your dispute agrees with you, you will have to pay the price on this Good Faith Estimate. If the agency disagrees with you and agrees with the health care provider or facility, you will have to pay the higher amount.

To learn more and get a form to start the process, go to

www.cms.gov/nosurprises.

For questions or more information about your right to a Good Faith Estimate or the dispute process, visit www.cms.gov/nosurprises.

Reasons why providers might choose to not take insurance:

  • Reduced Ability to Choose: Most health care plans today (insurance, PPO, HMO, etc.) offer little coverage and/or reimbursement for mental health services.  Most HMOs and PPOs require “preauthorization” before you can receive services.  This means you must call the company and justify why you are seeking therapeutic services in order for you to receive reimbursement.  The insurance representative, who may or may not be a mental health professional, will decide whether services will be allowed.  If authorization is given, you are often restricted to seeing the providers on the insurance company’s list.  Reimbursement is reduced if you choose someone who is not on the contracted list; consequently, your choice of providers is often significantly restricted.
  • Pre-Authorization and Reduced Confidentiality: Insurance typically authorizes several therapy sessions at a time.  When these sessions are finished, your therapist must justify the need for continued services.  Sometimes additional sessions are not authorized, leading to an end of the therapeutic relationship even if therapeutic goals are not completely met.  Your insurance company may require additional clinical information that is confidential in order to approve or justify a continuation of services.  Confidentiality cannot be assured or guaranteed when an insurance company requires information to approve continued services.  Even if the therapist justifies the need for ongoing services, your insurance company may decline services.  Your insurance company dictates if treatment will or will not be covered.  Note: Personal information might be added to national medical information data banks regarding treatment.
  • Negative Impacts of a Psychiatric Diagnosis: Insurance companies require clinicians to give a mental health diagnosis (i.e., “major depression” or “obsessive-compulsive disorder”) for reimbursement.  Psychiatric diagnoses may negatively impact you in the following ways:
  1. Denial of insurance when applying for disability or life insurance;
  2. Company (mis)control of information when claims are processed;
  3. Loss of confidentiality due to the increased number of persons handling claims;
  4. Loss of employment and/or repercussions of a diagnosis in situations where you may be required to reveal a mental health disorder diagnosis on your record.  This includes but is not limited to: applying for a job, financial aid, and/or concealed weapons permits.
  5. A psychiatric diagnosis can be brought into a court case (i.e.: divorce court, family law, criminal, etc.).

It is also important to note that some psychiatric diagnoses are not eligible for reimbursement.  This is often true for marriage/couples therapy.

Why Clinicians Do Not Take Insurance:  These involve enhanced quality of care and other advantages:

  1. You are in control of your care, including choosing your therapist, length of treatment, etc.
  2. Increased privacy and confidentiality (except for limits of confidentiality).
  3. Not having a mental health disorder diagnosis on your medical record.
  4. Consulting with me on non-psychiatric issues that are important to you that aren’t billable by insurance, such as learning how to cope with life changes, gaining more effective communication techniques for your relationships, increasing personal insight, and developing healthy new skills.

After reading my position on why I don’t accept health insurance, you still may decide to use your health insurance.  If you provide me with a list of therapists on your insurance provider list, I will do my best to recommend a therapist for you.